How does Lease 2 Buy work?

Simple and transparent, the way all car finance should be.

We aren’t your typical hire purchase company, with rates defined by the fluctuating financial market, pressured sales and convoluted terms. Our bad credit car finance is flexible to suit you. Because we self-finance, all of our decisions are our own. This ensures a fast a fuss free finance application making the whole process easier for you.

Flexible car finance that gives you control

Our unique system allows you to manage your weekly payments and find the car that’s right for you and your budget.

With our website, finding the finance options for you has never been easier. You’ll spend more time deciding on your perfect vehicle from our extensive range than you will filing in our quick and easy online application.

Once you have found your perfect match, you decide your deposit, the length of your loan and your weekly payments with our easy-to-use calculator sliders.

Responsible lending from Lease 2 Buy

Being self-financed means being responsible with our lending.

We don’t have a blanket approach to your applications, each is looked at on a case by case basis. We’ll process all of your data with the utmost security and form our decisions based on our in-house finance assessments. Our bespoke approach ensures that each application is looked at carefully and loans are only offered to people we think can pay them back. This keeps your rates down and our prices competitive.Our bad credit car finance is flexible and designed to get you on the road!